What is Target’s return policy after 90 days?

Target has a standard return policy, but what happens if you need to return an item after 90 days? Many shoppers wonder whether they can still get a refund or if their return will be denied.

After 90 days, Target generally does not offer refunds, but you may receive store credit if the item is unopened and in good condition. Target RedCard¹ holders and some brands have extended return periods, and managers may approve exceptions on a case-by-case basis.

Let’s explore Target’s return policy, how strict it is, and what to do if your return is denied.

Can you return Target items past 90 days?

Many shoppers find themselves needing to return items after the standard window. But is it possible?

Yes, you can sometimes return Target items past 90 days, but instead of a refund, you may receive store credit at the item’s lowest selling price. Some items, such as Target-owned brands², have extended return periods.

Bright and Warm Customer Service

Target's Extended Return Policy

If you're returning after 90 days, having the original receipt or proof of purchase increases your chances of approval.

What is the new return policy at Target?

Target’s return policy has undergone some changes in recent years. What’s different now?

The latest updates to Target’s return policy include extended return periods for Target-owned brands, a 120-day return window for RedCard holders, and a focus on digital receipts for easier tracking.

Recent Target Return Policy Changes

1. Target-Owned Brands Have a 1-Year Guarantee

   • Brands like Cat & Jack, Good & Gather, and Up & Up can be returned anytime within a year.

2. RedCard Members Get 30 Extra Days

   • If you pay with a Target RedCard, you get 120 days instead of 90.

3. Expanded Digital Return Tracking

   • If you bought an item online or used a Target Circle account, you don’t need a paper receipt.

4. Electronics & Holiday Return Extensions

   • Some electronics now have 15-30 day limits, but purchases made during the holidays often have extended return windows.

By understanding these updates, shoppers can maximize their return options.

Why did Target deny my return?

Sometimes, Target refuses a return. But why does this happen?

Target may deny your return if it’s past the 90-day window, if you don’t have proof of purchase, or if the item is damaged or used. Some items, like opened electronics and seasonal products, may also be non-returnable.

Common Reasons Target Denies Returns

If your return is denied, checking the policy details and asking customer service for an exception can sometimes help.

How strict is Target's return policy?

Some retailers are very flexible with returns, while others enforce strict rules. Where does Target stand?

Target's return policy³ is moderately strict. While they enforce the 90-day rule, they offer flexibility for Target-owned brands, RedCard members, and digital receipt tracking. Some managers also approve exceptions on a case-by-case basis.

How Target’s Policy Compares to Other Retailers

Compared to other major retailers, Target is more flexible than Amazon but not as lenient as Costco.

Conclusion

Target allows returns up to 90 days, but after that, refunds are rare, and store credit may be offered instead. RedCard holders and Target-owned brands have extended return windows, making it easier to shop worry-free. While Target’s policy is not the strictest, ensuring you have a receipt and returning items within the window increases your chances of success.